The Legal Bits

Terms & Conditions

Terms & Conditions
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This is the part of our website where you'll find legal information you need to know about us and our products and services. This consists of information that we're legally obliged to make available to our customers about the product offers you see on our website, as well as the terms and conditions which apply to your use of this site.

You can find further information including the benefits of our products and frequently asked questions in the product specific areas of our website.

Please read the following legal notices carefully. Your use of this web site constitutes your agreement with the terms and conditions set forth below. These terms and conditions may be changed or updated at any time. You are responsible for reviewing them periodically for current information.

Trade Marks/Copyright together with its logo are registered trademarks of its parent company Coulson Pritchard Associates Ltd.

The contents of this web site (including but not limited to the text and graphics) are the copyright of Caunce O'Hara Ltd and may not be copied, distributed, uploaded, re-published, decompiled or transmitted in any way without prior written consent of coulson pritchard associates Limited.

All design, text, graphics and their selection or arrangements are the copyright of third parties or us. Permission is granted to copy electronically and to print in hard copy portions of this site, solely for the purpose of using the site to seek a quote or buy products and services. Any other use of materials on this site (including reproduction for purposes other than those noted above and alteration, modification, distribution or republication) without prior written permission is strictly prohibited.

Sub Introduced Agreements

CPA operates a sub-introduction commission scheme either formally (with embedded facilities/waive of copyright) or via informal introductions and commission are usually paid quarterly in arrears. It is also warranted that sub-introduction firms do not engage in any General Insurance activities. Sub-introduced agreements are subject to an automatic annual renewal on the anniversary date of the arrangement commencing (either formally/informally), until terminated by either party with a minimum of 90 days notice. Introducers are not permitted to promote competitor insurances to RSA on their site.


Links from this site to a non-Coulson Pritchard Associates site may be provided for users' convenience only. Coulson Pritchard Associates does not control or review these sites nor does the provision of any link imply an endorsement or association of such non-Coulson Pritchard Associates sites. Coulson Pritchard Associates is not responsible for and makes no representation or warranty regarding the contents, completeness or accuracy or security of any materials on such sites. If you decide to access such non-Coulson Pritchard Associates sites, you do so at your own risk.


The materials and services on this web site are provided "as is" and for information purposes only. Freelance Insure makes no representations or warranties that the materials are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes. Coulson Pritchard Associates disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability or fitness for a particular purpose or non-infringement of other's rights. Coulson Pritchard Associates does not warrant that the web site will operate error free or is free from viruses, worms, Trojan horses or other destructive or harmful code. Coulson Pritchard Associates makes no representation or warranty that all products and services are available in all locations.

The information contained in this Site presents only a general description of insurance coverage you might purchase. The precise coverage provided to you by any insurer is subject to the terms and conditions of the insurance policy as issued. The insurance policy purchased, and not the general information in this Site, forms the contract between you (the insured) and the insurance company. If you have any questions, please contact Coulson Pritchard Associates to obtain advice from one of our professionals before making any coverage decision.

Limitation of Liability

In no event shall Coulson Pritchard Associates be liable to you for damages of any kind whatsoever including, but not limited to, direct, indirect, consequential, special, incidental, including without limitation, lost profits or damages resulting from lost data or business interruption, or punitive damages of any kind whatsoever that may result from your use of or inability to use this web site or the materials or services provided on this web site or the products or services received from this web site. Exemptions of implied warranties may not be allowed in all jurisdictions.

Governing Laws/Severability of Provisions

This web site and the agreement shall be governed by the laws of the United Kingdom without giving effect to any principles of conflict of laws. If any provision or provisions of this agreement shall be held to be invalid, illegal or unenforceable, the validity, legality or enforceability of the remaining provisions shall not in any way be affected or be impaired thereby. You agree that any dispute between you and Coulson Pritchard Associates arising from your use of this web site shall be brought exclusively in the courts of competent jurisdiction in England.